THE RIGHT SOLUTION AT THE RIGHT TIME

Our suite of student loans provides options for borrowers—from freshman year to after graduation.1 Journey down this page for details on our undergraduate, advanced degree, and refinance loans.

Undergraduate Loans

Advanced Degree Loans

Refinance Loans

PNC Solution Loan® for Undergraduates

Bridging the gap between federal aid and the full cost of a college education for students enrolled at least half-time in a degree or certification program, or pursuing health and medical professions, such as nursing programs

VIEW UNDERGRADUATE RATES

Key Features

Variable- or fixed-rate options
No origination or application fees
0.50% interest rate discount with automated payments 2
Cosigner release option available 3

Repayment Options

IMMEDIATE REPAYMENT

Start making monthly principal and interest payments while enrolled in school to reduce interest paid on the loan.

INTEREST ONLY

Reduce overall debt by deferring principal and paying interest while still enrolled in college.

DEFERRED PRINCIPAL & INTEREST PAYMENT

Begin paying 6 months after graduation or dropping below half-time college enrollment.

PNC Solution Loan® for Advanced Degrees

Continuing beyond an undergraduate degree presents a variety of new financial challenges. The Solution Loan® is designed to help with funding options for:

Graduate/MBA study Helps to meet the financial demands of funding an advanced degree

Health & medical professions For undergraduate and graduate students in health-related fields, including nursing programs

Health professions residency For MD, DDS, DO and DVM residents who need funds to cover interviews and relocation

Bar exam study Helps cover the costs of preparing for and taking the bar exam

VIEW ADVANCED DEGREE RATES

Key Features

Variable- or fixed-rate options
No origination or application fees
0.50% interest rate discount with automated payments 2
Cosigner release option available 3

Repayment Options

IMMEDIATE REPAYMENT

Immediately start paying principal and interest monthly to reduce interest paid on the loan.

INTEREST ONLY

Reduce overall debt by deferring principal and paying interest only while still enrolled in a residency program or studying for the bar exam.

DEFERRED PRINCIPAL & INTEREST PAYMENT

Begin paying 6 months after graduation or dropping below half-time enrollment, passing the bar or completing a residency.

PNC Education Refinance Loan (PERL)

We know that achieving financial security is an important goal for student loan borrowers. Refinancing with PERL can help borrowers save money, take control of their student loan debt and make greater progress toward their financial independence.4

VIEW REFINANCING RATES

Key Features

Variable- or fixed-rate options
No origination or application fees
0.50% interest rate discount with automated payments 2
Cosigner release option available 3

PERL Benefits4

Combine loans into a single, more manageable monthly payment.
Reduce monthly payment amounts with a lower rate and/or an extended term.
Pay off loans faster with a shorter term.

VIEW MORE ABOUT PRIVATE AND REFINANCE LOANS

VIEW DISCLOSURES